Head to head
Razorpay vs Stripe
As a payments API, Stripe rates higher on the APIbenchmarks Index, 97.5 to 82.2, a 15.3-point gap. Here is how they compare on each criterion.
Criterion by criterion
| Criterion | Razorpay | Stripe |
|---|---|---|
| Documentation & DX | ||
| Reliability | ||
| Ecosystem & SDKs | ||
| Accessibility | ||
| APIbenchmarks Index | 82.2 | 97.5 |
Specifications
| Razorpay | Stripe | |
|---|---|---|
| Best for | India-first developer payments suite | Developer-first payments platform |
| Free tier | Free test mode + no monthly fee; ~2% per transaction live | Unlimited test-mode sandbox (no CC); pay-per-transaction live |
| Pricing | Per transaction (~2% + GST) | Per transaction (2.9% + $0.30) |
| Official SDKs | 11 languages | 12 languages |
Is Razorpay better than Stripe?
On the APIbenchmarks Index, Stripe rates higher (97.5 vs 82.2). It leads on the four weighted criteria, but price is reported separately, so the best choice still depends on your budget.