Head to head
Adyen vs Stripe
As a payments API, Stripe rates higher on the APIbenchmarks Index, 97.5 to 76.1, a 21.4-point gap. Here is how they compare on each criterion.
Criterion by criterion
| Criterion | Adyen | Stripe |
|---|---|---|
| Documentation & DX | ||
| Reliability | ||
| Ecosystem & SDKs | ||
| Accessibility | ||
| APIbenchmarks Index | 76.1 | 97.5 |
Specifications
| Adyen | Stripe | |
|---|---|---|
| Best for | Enterprise unified commerce acquirer | Developer-first payments platform |
| Free tier | No | Unlimited test-mode sandbox (no CC); pay-per-transaction live |
| Pricing | Interchange++ (€0.11 + IC + ~0.6%) | Per transaction (2.9% + $0.30) |
| Official SDKs | 12 languages | 12 languages |
Is Adyen better than Stripe?
On the APIbenchmarks Index, Stripe rates higher (97.5 vs 76.1). It leads on the four weighted criteria, but price is reported separately, so the best choice still depends on your budget.